How to use it
- For each account, pick its firm, account type and size: its funded rules fill in.
- Enter its balance, its highest balance, the profit and the best day since the last payout, and its winning days since then.
- Read the verdict of each account and the order for today: the one to trade first, the ones to protect, the ones ready for a payout.
How it works
For each account, the planner works out three things from your numbers and the firm’s funded rules. The room above the max loss: your balance minus your liquidation level, which follows your highest balance on a trailing account until it reaches the starting balance. The consistency: your best day as a share of the profit since your last payout, against the firm’s limit. And the winning days left before you can request a payout.
An account with less room than a day’s loss limit (or a quarter of its max loss when the firm has no daily limit) comes first to protect. An account that meets its payout conditions is ready for a payout. Among the others, the one with the fewest winning days left, then the most room, is the one to trade first.
Each firm’s exact numbers (max loss, consistency, payout conditions) are on our prop firm rules pages.
Compare every firm: prop firm payout rules, compared.
Example
Account A, an Apex EOD 50K, has $2,300 above its max loss and needs 2 more winning days: trade it first. Account B, a Topstep 50K, has $1,800 of room and 3 winning days to go: it comes next. Account C, a Lucid Flex 50K, has only $400 above its max loss, less than a quarter of it: protect it today, with a small size or no trade.
Common mistakes
- Trading every account the same way. An account close to its max loss and an account close to a payout need different days. Size each one for its own room.
- Chasing a big day to fix consistency. When your best day is too large a share of your profit, more ordinary days fix it; another big day makes it worse.
- Forgetting the highest balance. A trailing max loss follows your highest balance, not your current one: enter the peak, or the room looks bigger than it is.